In the event that you become disabled, incapacitated, or incompetent, you can be prepared by having designated Agent to step in and legally act on your behalf during such disability.
Without a durable power of attorney, no one can represent you unless a court appoints a conservator or guardian. That process takes time, costs money, and the court may or may not choose the person you prefer. In addition, under a guardianship or conservatorship, your representative may have to post a significant bond and may have to seek court permission to take planning steps that could be implemented immediately under a simple durable power of attorney.
With a Springing Durable Power of Attorney, if you become disabled, incapacitated, or incompetent, your loved ones could be permitted to handle your affairs, including:
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